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LOAN PROGRAMS

Loan

Programs

Whether you're looking for your first home loan or refinancing before retirement, it's hard not to feel like you have to become a lending expert overnight to choose the loan that's right for you.


I'm happy to report that you can stick do what you do best and let me take care of all your lending questions. Isaac, an experienced loan consultant, will take the time to understand your needs and help find the perfect mortgage for you.

TAILORED PROGRAMS & TERMS

Whether you're looking for your first home loan or refinancing before retirement, it's hard not to feel like you have to become a lending expert overnight to choose the loan that's right for you.

Thankfully, with Isaac's guidance, you can rest assured and have the hard work done for you.

Isaac, an experienced loan consultant, will take the time to understand your needs and help find the perfect mortgage for you.

Traditional Loan Options

TRADITIONAL LOAN OPTIONS

CONVENTIONAL LOAN

FHA LOAN

Conventional Loan

This is our most popular program for refinancing or new home purchases. Offered in 10, 15, 20, 25 and 30-year increments, your rate will be fixed for the entire term of the loan.

Advantages

  • Offers most competitive interest rates

  • Low down payment options

  • Flexible terms

VA LOAN

Non QM Loan Options

Jumbo Loan

Great for larger home purchases and refinances, we offer an array of options for those borrowing over the conforming county loan limits.

  • Loan amounts up to $5M

  • Owner occupied or investment properties

  • Up to 96.5% LTV

Bank Statement Loan

Designed for self employed, entrepreneurs, and business owners to make qualifying for a mortgage easier.

  • No tax returns required

  • Qualify based on average amount of monthly deposits

  • Common sense underwriting

  • Loan amounts up to $3M

DSCR Loan

Niche loan program catered to real estate investors looking to grow their portfolio without the headaches of a full document loan,

  • No income or employment verification

  • Investment properties only

  • 1-8 units

  • Qualify based on rental income solely

No Document Loan

Perfect loan option for clients with trouble providing evidence of income or employment.

  • No income or employment verification

  • Owner occupied properties only

  • 1-4 units

Isaac Sanchez Mortgage Broker VirtuaLending

(NMLS Lic. #2015906) Is an equal housing lender. This is not a commitment to lend or extend credit. Programs, rates, terms and conditions are subject to change without notice. Terms and conditions apply. All rights reserved. Contact us for details. Consult your accountant about tax deductions. NMLS Consumer Access

Isaac Sanchez Mortgage Broker VirtuaLending
Isaac Sanchez Los Angeles Mortgage Broker
Isaac Sanchez Los Angeles Mortgage Broker
Isaac Sanchez Los Angeles Mortgage Broker
Isaac Sanchez Los Angeles Mortgage Broker
Isaac Sanchez Los Angeles Mortgage Broker