Get the latest insights from a top producing loan officer on the frontlines of the housing market
Get the latest insights from a top producing loan officer on the front lines of the housing market
The mortgage industry is very dynamic - loan programs, guidelines, interest rates and market appetite are constantly changing. Stay up to date on the latest news surrounding the real estate market and mortgage industry by reading my articles below.
The mortgage industry is very dynamic - loan programs, guidelines, interest rates and market appetite are constantly changing. Stay up to date on the latest news surrounding the real estate market and mortgage industry by reading my articles below.
Profit and Loss Only Loans for Self-Employed
Discover how Profit and Loss Only Loans streamline mortgage applications for self-employed individuals. No tax returns needed, just a 12-month P&L. Start with 20% down. ...more
Articles
January 19, 2025•3 min read
DSCR: Cash Out Refinance | No Title Seasoning
Skip the wait! Our DSCR cash out refinance requires no title seasoning. Complete renovations and cash out up to 80% LTV immediately, unlike other lenders who need 6-12 months. ...more
Articles
January 19, 2025•3 min read
What are DSCR loans & how do they work?
What are DSCR loans and how do they work? DSCR loans are mortgage programs specifically designed for investors looking to purchase or refinance investment properties. No income or employment verificat... ...more
Articles
April 01, 2024•1 min read
5 Day HELOC
HELOC funding in 5 days! No appraisal required. AI based underwriting process. A great option when you're looking to access equity without altering your first mortgage. Cash out up to $400k on primary... ...more
Articles
August 20, 2023•2 min read
What Is a Home Equity Line of Credit, or HELOC?
What is a HELOC (Home Equity Line of Credit)? How does it work and what is needed to get approved? In this article, find out how our HELOC process does not require an appraisal and provides you with i... ...more
Articles
August 13, 2023•4 min read
How to Get the Lowest Interest Rate with a Bank Statement Loan
Are you self-employed or a business owner looking to qualify for a mortgage? Using the traditional conventional or FHA loan options, it can be a bit tough since they require 2 years of tax returns. Qu... ...more
Articles
July 01, 2023•1 min read
Profit and Loss Only Loans for Self-Employed
Discover how Profit and Loss Only Loans streamline mortgage applications for self-employed individuals. No tax returns needed, just a 12-month P&L. Start with 20% down. ...more
Articles
January 19, 2025•3 min read
DSCR: Cash Out Refinance | No Title Seasoning
Skip the wait! Our DSCR cash out refinance requires no title seasoning. Complete renovations and cash out up to 80% LTV immediately, unlike other lenders who need 6-12 months. ...more
Articles
January 19, 2025•3 min read
What are DSCR loans & how do they work?
What are DSCR loans and how do they work? DSCR loans are mortgage programs specifically designed for investors looking to purchase or refinance investment properties. No income or employment verificat... ...more
Articles
April 01, 2024•1 min read
5 Day HELOC
HELOC funding in 5 days! No appraisal required. AI based underwriting process. A great option when you're looking to access equity without altering your first mortgage. Cash out up to $400k on primary... ...more
Articles
August 20, 2023•2 min read
What Is a Home Equity Line of Credit, or HELOC?
What is a HELOC (Home Equity Line of Credit)? How does it work and what is needed to get approved? In this article, find out how our HELOC process does not require an appraisal and provides you with i... ...more
Articles
August 13, 2023•4 min read
How to Get the Lowest Interest Rate with a Bank Statement Loan
Are you self-employed or a business owner looking to qualify for a mortgage? Using the traditional conventional or FHA loan options, it can be a bit tough since they require 2 years of tax returns. Qu... ...more
Articles
July 01, 2023•1 min read
(NMLS Lic. #2015906) Is an equal housing lender. This is not a commitment to lend or extend credit. Programs, rates, terms and conditions are subject to change without notice. Terms and conditions apply. All rights reserved. Contact us for details. Consult your accountant about tax deductions. NMLS Consumer Access
VirtuaLending | NMLS #2015906
Isaac Sanchez | NMLS #1992428
9267 Haven Ave, 220,
Rancho Cucamonga, CA 91730
(NMLS Lic. #2015906) Is an equal housing lender. This is not a commitment to lend or extend credit. Programs, rates, terms and conditions are subject to change without notice. Terms and conditions apply. All rights reserved. Contact us for details. Consult your accountant about tax deductions. NMLS Consumer Access
VirtuaLending | NMLS #2015906
Isaac Sanchez | NMLS #1992428
9267 Haven Ave, 220,
Rancho Cucamonga, CA 91730
(NMLS Lic. #2015906) Is an equal housing lender. This is not a commitment to lend or extend credit. Programs, rates, terms and conditions are subject to change without notice. Terms and conditions apply. All rights reserved. Contact us for details. Consult your accountant about tax deductions. NMLS Consumer Access